Now. I've sold my UV, and should pay back credit card.
However, I've seen a DY jem for less than i just got paid.
Oh, to err on foolishness and buy the guitar, which I've wanted for ages but would not be able to play live, or squirrel away the money and pay of debt.
My mind says one, my heart the other...
Pay the debt, or resign yourself to playing the DY live. I couldn't keep a guitar that I wouldn't play live.