We have no pet insurance, but Newfies are awesome!
Pet Insurance?
Do any of you guys with pets have health insurance for them? We just got a new puppy and I want to make sure she's covered for whatever, because she's going to be big. I'm looking hard at going with HealthyPaws but wanted to see who everyone else was using and if there were any horror stories i should know about.
P.S. - NPD thread when I get some pics up, but she's a cutie
This is her Mom from about 2 years ago:
Ralph Lauren, Catwalk Newfoundland: levizmiller and his runway friend Lucy have fun at the RLKids fashion show tonight, Buro 24/7
Ralph Lauren, Newfoundland friend: On the sea-inspired set of the Fall ?15 RLKids campaign, Buro 24/7
P.S. - NPD thread when I get some pics up, but she's a cutie
This is her Mom from about 2 years ago:Ralph Lauren, Catwalk Newfoundland: levizmiller and his runway friend Lucy have fun at the RLKids fashion show tonight, Buro 24/7
Ralph Lauren, Newfoundland friend: On the sea-inspired set of the Fall ?15 RLKids campaign, Buro 24/7
1 - 19 of 19 Posts
We have it for our dog. It covered two cruciate ligament surgeries. Definitely worth it.
That's the kind of thing I am looking for, who do you have it with, what company?We have it for our dog. It covered two cruciate ligament surgeries. Definitely worth it.
Search on "cruciate", there were a couple threads about it.That's the kind of thing I am looking for, who do you have it with, what company?
http://www.metalguitarist.org/forum/vip-lounge/69115-dog-heading-surgery-2.html
http://www.metalguitarist.org/forum...food/75834-wife-dog-5.html?highlight=cruciate
I'll have to ask the wife which company it is. She's been really happy with it.
Ok, I have a sister who works part time in a shelter in Iowa, and she suggested Healthy Paws, but named a few others if that one wasn't operating in our area (AVID -might be UK only?, VIP, Nationwide)
:wub:
Pictures!
Also relevant since Kelly and I will probably be investing in a four-legged friend soon.
Pictures!
Also relevant since Kelly and I will probably be investing in a four-legged friend soon.
We have Trupanion and they have been great. They paid out nearly $45,000 for cancer treatment, knee surgery and various other things for our first German Shepherd. They have also paid around $20,000 for our other Shepherd to have both hips replaced. Our Sheltie had to have emergency gall bladder surgery...$8,000. There is no way could have done any of these without insurance.
Here are a few things to consider when comparing companies/plans:
Is the deductible amount per year or per illness?
Is there a maximum deductible?
Is there a co-pay?
Is there a waiting period before coverage starts?
Are there breed specific exclusions?
Are regular checkups included?
Are emergency room doctor fees included?
Are medications (even prescription food) included?
Is physical therapy covered?
Are "alternative" treatments (acupuncture, herbs) covered?
Here are a few things to consider when comparing companies/plans:
Is the deductible amount per year or per illness?
Is there a maximum deductible?
Is there a co-pay?
Is there a waiting period before coverage starts?
Are there breed specific exclusions?
Are regular checkups included?
Are emergency room doctor fees included?
Are medications (even prescription food) included?
Is physical therapy covered?
Are "alternative" treatments (acupuncture, herbs) covered?
It is 100% worth having the insurance.
There will never be a time you will want to have to decide between saving your furry family members life/well being and taking out a second mortgage.
I'm unconvinced that vet fees are so fucking high just because they know they can exploit you in a terribly vulnerable situation.
There will never be a time you will want to have to decide between saving your furry family members life/well being and taking out a second mortgage.
I'm unconvinced that vet fees are so fucking high just because they know they can exploit you in a terribly vulnerable situation.
I'm convinced a good vet won't. I paid $4k for an MRI on our male dobe, and they called me back and told me it just wasn't worth it at that stage and refunded the money. They also kept him overnight and treated him like gold.It is 100% worth having the insurance.
There will never be a time you will want to have to decide between saving your furry family members life/well being and taking out a second mortgage.
I'm unconvinced that vet fees are so fucking high just because they know they can exploit you in a terribly vulnerable situation.
In my experience, there are good vets out there and bad vets out there. Our previous vet got a lot of our money that I happily paid, and I'm pretty sure they weren't killing it.
Vets are like doctors, except they deal with a much wider range of anatomy and their patients can't speak or easily articulate what is wrong. It's not an easy job, and requires as much study as an MD. So . . . the care is expensive for many of the same reasons that human care is expensive. And of course, as with anything, there are good vets and bad vets.I'm convinced a good vet won't. I paid $4k for an MRI on our male dobe, and they called me back and told me it just wasn't worth it at that stage and refunded the money. They also kept him overnight and treated him like gold.
In my experience, there are good vets out there and bad vets out there. Our previous vet got a lot of our money that I happily paid, and I'm pretty sure they weren't killing it.
No kidding...Vets are like doctors, except they deal with a much wider range of anatomy and their patients can't speak or easily articulate what is wrong. It's not an easy job, and requires as much study as an MD. So . . . the care is expensive for many of the same reasons that human care is expensive. And of course, as with anything, there are good vets and bad vets.
Just to be clear, there isn't a question f getting insurance here, we are absolutely doing that. I am really just looking for which companies you all use, and whether or not they took care of you when you needed it.
They are considerably more expensive than some others I've been looking at. Do they pay 100% after the deductible? They are looking for about $100 a month for my dog.We have Trupanion and they have been great. They paid out nearly $45,000 for cancer treatment, knee surgery and various other things for our first German Shepherd. They have also paid around $20,000 for our other Shepherd to have both hips replaced. Our Sheltie had to have emergency gall bladder surgery...$8,000. There is no way could have done any of these without insurance.
Here are a few things to consider when comparing companies/plans:
Is the deductible amount per year or per illness?
Is there a maximum deductible?
Is there a co-pay?
Is there a waiting period before coverage starts?
Are there breed specific exclusions?
Are regular checkups included?
Are emergency room doctor fees included?
Are medications (even prescription food) included?
Is physical therapy covered?
Are "alternative" treatments (acupuncture, herbs) covered?
They pay 90%. Some vets will write off the 10% if you ask nicely and are on good terms with them.They are considerably more expensive than some others I've been looking at. Do they pay 100% after the deductible? They are looking for about $100 a month for my dog.
A few things that swayed us was the deductible was per illness/condition (not annual), no max payout on their end, no breed specific exclusions. At the time, I don't think there were as many insurance options.
HealthyPaws is about $60 a month for 90% and $250 per year deductible. I need to take some time this weekend and see if I can find out exactly what is covered and what is not by whom. Big check marks jpgs on websites make me think someone is hiding something lol
And she just missed my 12Step yesterday with a bomb. I'm guessing she was standing on it thankfully! I had put all my guitars away in cases but I guess I'll need to get all my pedals/controllers/etc off the floor as well.
And she just missed my 12Step yesterday with a bomb. I'm guessing she was standing on it thankfully! I had put all my guitars away in cases but I guess I'll need to get all my pedals/controllers/etc off the floor as well.
:agreed:Vets are like doctors, except they deal with a much wider range of anatomy and their patients can't speak or easily articulate what is wrong. It's not an easy job, and requires as much study as an MD. So . . . the care is expensive for many of the same reasons that human care is expensive. And of course, as with anything, there are good vets and bad vets.
My vet is awesome. Saved one pug's life, and is trying to humanely prolong another pug's life. Unfortunately, I still have a big bill from surgery, and the latter pug only has months to live. But that's the price we pay, getting dogs. I absolutely need to check into insurance again.
Going with HealthyPaws. $60 a month for a dog that will likely be in the 140-145 pound range when fully grown, and that gets you $250 a year total deductible and 90% coverage.
Current Customer Ratings - Pet Insurance Review
Current Customer Ratings - Pet Insurance Review
1 - 19 of 19 Posts
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